See your options...

Instantly see how much less your monthly outgoings could be by consolidating with a low-rate Homeowner Loan

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The figures generated are a guide only and should not be relied upon as an accurate quote.
An easy process...

Combine all your monthly outgoings into one lower and more convenient monthly repayment!

List credit items you are thinking of clearing along with how much you pay per month on each one.

Add and remove items to see how much you are currently paying and how much you could reduce your monthly outgoings by.

You can also add in any extra funds that you may want to raise for home improvements, or any other purpose.

Why use us?

We only have very experienced, expert loan advisers

“Our experienced advisers will take the time to fully understand your requirements along with your own individual circumstances. Then taking into consideration many factors such as your income, equity available in your home, age, credit history, lender’s underwriting and available loan plan, will provide you with details of the best loan options available.”

“Experience of the different lenders is so important. Computer systems and AI just can’t offer this!”

Consolidation Loans

Combine all your monthly outgoings into one lower and more convenient monthly repayment!

Consolidation loans can be used to clear:

A consolidation loan can reduce your monthly repayments by replacing your existing finance facilities with one that:

  1. Has a lower interest rate
  2. Has a longer repayment term, spreading your repayments over a longer term

In addition to consolidating debts, you may also be able to raise funds for other uses.

For example: Consolidation and home improvements is the most popular use of a secured loan.

Some recent examples of consolidation loans:

Example 1

Cleared £152,000 of credit commitments and debts.
Monthly outgoings reduced by £1,397 per month

Example 2

Cleared £106,050 of credit commitments and debts.
Monthly outgoings reduced by £1,454 per month

Example 3

Cleared £58,000 of credit commitments and debts.
Monthly outgoings reduced by £679 per month

PLEASE BE AWARE THAT BY CONSOLIDATING EXISTING BORROWING YOU MAY BE EXTENDING THE TERMS OF THE DEBT, AND INCREASING THE TOTAL AMOUNT YOU REPAY.

An Easy Process

We take the hassle away from you, allowing you to relax, whilst our experts put your loan in place.

We have partnered with the best lenders in the UK. In addition to excellent service levels, knowledge and experience, we also have access to the best rates available for secured and unsecured loans.

What Do We Offer?

We are specialist providers of secured loans

What others say...

We're dedicated to providing the highest service standards to each and every customer.

Fantastic service

"Afterbeing turned down by many other brokers, I thought I was waisting my time completing the form.

They were honest from the start and very quickly found a lender suitable for us. Against all the odds we completed last week. Brilliant service and personal support.""

Christopher E

A very good experience

"Always kept in touch during the process to let me know what was goiung on."

Louise S

Amazing from beginning to end

"If I ever need a service they offer in the future I will not hesitate to use them again."

Chazz K

Read More Reviews

To experience our level of service first hand, call our friendly and experienced team today or apply online.

0800 888 6 111
(8am to 9pm - 7 days a week)

We compare all the UK's leading lenders

With access to loan options from all of the leading lenders in the market, you can be confident we'll find you the best loan deal - that's right for you.

Our Memberships

FIBA Member
Association of Finance Brokers
Association of Mortgage Intermediaries

KIS Loans is a Finance broker and not a lender.

SECURED LOANS ARE SECURED AGAINST YOUR PROPERTY

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSES IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Initial Borrowing Rates from 5.24% pa. We also have a range of plans with rates up to 16.9% pa (variable), allowing us to help customers with a range of credit problems.

Secured Loan Representative Example: If you borrow £15,000 over 10 years at an annual interest rate of 6.133% you would make 120 payments of £187.58 per month. The total amount repayable will be £22,509.92 (This includes a lender fee of £595 and a broker fee of £1,200 which have been added to the loan). Total charge for credit will be £7509.92.

Overall cost for comparison is 8.699% APRC representative.